It’s the things you can least control that may most affect your auto insurance costs.
Your age, gender, and driving record are key factors that affect your car insurance quote. Single males under the age of 25 pay the highest rates. Statistics show they are involved in the most accidents, so insurance companies charge young men higher premiums than women of the same age. Married men, who statistically have fewer accidents, pay less than single men. A handful of states do not allow rates based on sex or age, but that prohibition has tended to result in higher rates for women, not lower rates for men. If you are convicted of moving traffic violations or cause accidents, your premiums will likely go up, no matter what your age.
If you are looking to buy car insurance in United States you should also consider the following tips :
1. Protect your car against theft : A good Car Alarm system will certainly reduce
your car insurance costs.
2. Leverage your buying power : if your agent sells home or life insurance
you may be able to get a better deal by “combining the business” .
3. If you are not using the car to go to work make sure your contract
does not cover that risk (you can use the quotes car insurance).
Car Insurance Quotes
will tell you how much you should pay for auto insurance, it will depend on several factors, including your age, where you live, and what you drive. You can’t do anything about your age, and few people will move just to lower their insurance premium. You can, however, choose a vehicle that costs less to insure and get a cheap auto insurance.